Fortis Guard Financial Group

Your Benefits Cover Less Than You Think!!!

Protecting Your Future, Today

Welcome to Fortis Guard Financial Group, a proud representative of Combined Insurance – A Chubb Company. Based in Scarborough, Ontario. We are a trusted insurance brokerage specializing in living benefits—coverage designed to protect you while you’re alive. We provide tailored solutions for individuals, families, self-employed professionals, businesses, and Groups, helping safeguard your financial well-being when life’s unexpected challenges arise.

Our Specialty: Living Benefits/Living Benefit Solutions

Unlike traditional insurance, we focus on living benefits that provide financial support while you're alive. From accident & sickness disability and hospitalization to critical illnesses & cancer coverage, or outpatient surgeries and fractures. Our plans are designed to meet your unique needs.

Accident & Sickness Hospitalization

Secure your future with our customized living benefits plans. We provide financial support during critical times, ensuring you and your loved ones are protected no matter what.

Business Owner Solutions & Group Benefits

Protect your business and employees with our comprehensive living benefits options. Tailored for business owners, self-employed professionals, and groups. We cover groups of at least 5 employees. Click the link below to book a no-cost consultation to see how everyone in the company can benefit.

Critical Illness & Cancer Coverage

Prepare for the unexpected with our critical illness and/or cancer coverage. Get financial assistance to help manage expenses during hospitalization and recovery.

Accident & Sickness Disability

Our accident and sickness coverage ensures you're protected from unforeseen medical expenses whether your are hospitalized or disabled. Covers partial disability as well. Secure your financial peace of mind today.

Living Benefits Explained